The shared ownership scheme that gave Fiona the family home she always wanted

For years, Fiona devoted her life to caring for others, working in social care and more recently as a nurse, but when it came to her own living situation, she longed for something better.

Raising her seven-year-old twins in a small, rented two-bedroom flat was tough work. The lack of space, the absence of a garden and the reality of her children sharing a bedroom made her dream of homeownership feel distant. That is, until she discovered Shared Ownership through Plumlife.

Plumlife’s Shared Ownership scheme

Fiona’s journey began in a modest flat that had once been just enough for her and her twins. When they first moved in, her children were just two years old, but as they grew, so did their need for space. The small rooms that once felt cosy now felt restrictive and the absence of an outdoor area for her twins to play weighed heavily on her heart.

She knew it was time for a change, but buying a home on the open market felt like an unattainable goal, as it does to most of us!

That all changed when a friend told her about Shared Ownership. Until then, Fiona had never heard of the scheme but once she learned that it required a lower deposit and made homeownership more affordable, she felt a renewed sense of hope. Determined to find a way forward, she started her search and soon came across Plumlife.

Finding the perfect home

Plumlife had Shared Ownership properties available in the very area Fiona hoped to settle in. The more she learned, the more she realised this was her opportunity to finally secure a home that fit her family’s needs. With Shared Ownership, she could buy a share of the property and pay rent on the remainder, making it far more affordable than buying outright.

When Fiona found the perfect home, she knew it was meant to be. The house had everything she had ever dreamed of—a spacious layout, a beautiful back garden, and most importantly, separate bedrooms for her twins. For the first time, she saw a future where her children could grow up in a home they truly loved.

A life-changing move within reach

The moment Fiona moved in, everything changed. The twins were overjoyed to finally have their own rooms, decorated just how they wanted. They spent endless hours playing in the garden, something they had never had the space to do before. The house was a place where memories would be made, where they could feel safe, and where they could truly call home.

For Fiona, the difference was gigantic. “Sometimes I just come downstairs and smile because it’s my home, and I’m happy to be here,” she said. “We have our forever home, we’ve got space, and I feel so grateful every single day.”

The affordability of the scheme was a game-changer. “I absolutely would recommend Shared Ownership for affordability and space. It’s given me my dream home,” she shared. Without the lower deposit requirement, she would have struggled to get on the property ladder.

The scheme didn’t only change Fiona’s life; it transformed her children’s experience of growing up. “The twins now have all the space in the world to play outside, they’ve got a back garden and their own bedrooms, which they didn’t have previously in the flat we
rented,” she said.

The impact of this move has been immeasurable for Fiona and her children, who now have a home where they can thrive.

Could Plumlife’s Shared Ownership scheme get you on the property ladder?

Now, Fiona is a passionate advocate for Shared Ownership. “Shared Ownership has given me that foothold onto the property ladder, so I would recommend it to anybody and everybody. In fact, I actually do!” she said enthusiastically.

She wishes more people knew about the scheme, just as she once wished for a way to own a home. “I’d never even heard of Shared Ownership and now we own our own home thanks to it.”

For those who, like Fiona, dream of homeownership but feel it’s out of reach, her story just goes to show what’s possible. “It’s been a godsend, and I couldn’t be happier,” she beamed.

Thanks to Plumlife and Shared Ownership, Fiona and her twins no longer feel restricted by space or circumstance. They have found their forever home—one filled with laughter, love, and endless possibilities.

Shared Ownership with Plumlife

Shared Ownership is more than just a way to buy a home; it’s a pathway to a better life. For Fiona, it has been life-changing, and she urges others to explore this opportunity. “I absolutely would recommend Shared Ownership. It’s made my dream of homeownership a
reality, and I know it can do the same for so many others.”

You can find out more about Plumlife’s shared ownership scheme on their website here